Job Termination

            Whether you have been laid off, fired, or you just learned that the business that you have worked for over10 or more years is shutting down, just before Christmas, the news never comes at the right time.  Ask me how I know.   Regardless of when anyone of these circumstances happen, it will never occur at the right time.  It will never come after you have won the lottery.  The news of a job loss will never come after a rich…